Articles

Financing the stage before standard construction financing collateral can be established, enabling developers to advance planning, permitting and project enhancement before a building permit is obtained and closed construction financing begins. In many real estate projects, there is a significant time gap between the point at which a developer begins investing resources in advancing the […]

Throughout the lifecycle of a real estate project, financing needs may arise that fall outside the scope of the closed construction financing framework, from land acquisition and planning, through the pre-permit stage, to construction and project completion. Ruby Finance provides a range of credit solutions tailored to the project’s stage, transaction structure and the developer’s […]

Management of financing, guarantees and project oversight through a single financing partner – Ruby Finance, the Group’s lending arm. Complex real estate development projects typically rely on a combination of financing components that need to work together in a coordinated manner throughout the life of the project. Ruby Finance brings together a range of financing […]

Budget planning, cash flow management aligned with sales and construction progress, and ongoing on-site construction monitoring. A real estate project is a long-term process that may involve challenges that cannot always be anticipated in advance. A financing partner with an in-depth understanding of the industry can prepare for these challenges ahead of time and respond […]

A structured financing framework that manages project funds through a dedicated account, with continuous financial and construction oversight throughout every stage of development. Construction financing provides developers with a structured financing framework in which all project funding sources — including developer equity, construction credit facilities and proceeds from unit sales — as well as project […]