Articles

Financing the stage before standard construction financing collateral can be established, enabling developers to advance planning, permitting and project enhancement before a building permit is obtained and closed construction financing begins. In many real estate projects, there is a significant time gap between the point at which a developer begins investing resources in advancing the […]

Throughout the lifecycle of a real estate project, financing needs may arise that fall outside the scope of the closed construction financing framework, from land acquisition and planning, through the pre-permit stage, to construction and project completion. Ruby Finance provides a range of credit solutions tailored to the project’s stage, transaction structure and the developer’s […]

Management of financing, guarantees and project oversight through a single financing partner – Ruby Finance, the Group’s lending arm. Complex real estate development projects typically rely on a combination of financing components that need to work together in a coordinated manner throughout the life of the project. Ruby Finance brings together a range of financing […]

Budget planning, cash flow management aligned with sales and construction progress, and ongoing on-site construction monitoring. A real estate project is a long-term process that may involve challenges that cannot always be anticipated in advance. A financing partner with an in-depth understanding of the industry can prepare for these challenges ahead of time and respond […]

A structured financing framework that manages project funds through a dedicated account, with continuous financial and construction oversight throughout every stage of development. Construction financing provides developers with a structured financing framework in which all project funding sources — including developer equity, construction credit facilities and proceeds from unit sales — as well as project […]

We believe in the importance of mutual responsibility and in the power of communities to come together in support of those in need, especially in times of uncertainty and crisis. Through the Stand With Israel initiative, Ruby Capital raised donations and provided support for IDF soldiers, affected families, and relief organizations working on the ground.

We believe that personal involvement and direct giving are an integral part of our responsibility to Israeli society. Alongside financial contributions, Ruby Capital employees take part in volunteer activities throughout the year. These include volunteer days with social organizations, participation in community support and food security initiatives, and support for educational and community programs.

Launched by Ruby Capital in 2021, Panim LaKehila reflects our approach to partnership beyond the business world. Through the initiative, developers working with Ruby Capital can choose to donate to one of the participating nonprofit organizations, with Ruby Capital matching their contribution. Today, the initiative supports dozens of nonprofits across Israel working in education, welfare, social support, and community development.